What the insurance inludes
Voluntary Medical Insurance enables you to apply to the Healthcare Institution for medical services, including consultations, diagnostics and treatment in case of acute conditions, exacerbation of a chronic disease and accidents within the insurance period.
What includes your insurance plan:
Secondary care
Internal medicine, surgery, traumatology, gynecology, ophthalmology, otolaryngology, neurology, urology, dermatology, cardiology, gastroenterology, etc.;
Issuing medical documents
Abstract of outpatient medical record, sick note, drug order;
Instrumental examination
Electrocardiogram, electroencephalography, clinical ultrasound, X-ray diagnosis, endoscopy, Holter monitoring, etc.;
Medical procedures
Intramuscular and subcutaneous injections, intravenous drips, etc.;
Laboratory diagnostics
General and biochemical studies; bacteriological, serological, allergological, cytological and histological studies;
Urgent minor surgeries
Insurance plan can also include:
Doctor home visit
Available within Moscow Ring Road (MKAD). A doctor can come to the place of residence of the Insured Person who is unable to reach a Healthcare Institution due to health conditions.
Dental care
Emergency care in a situation when the Insured Person suffers from dental pain. Dental care includes: dental therapy and surgery, all types of local anesthesia, X-ray examination and physiotherapeutic treatment required for pain management and prevention of possible complications.
Inpatient care
Hospital confinement provided in case of life threatening diseases requiring immediate inpatient care.
Emergency medical services
Include ambulance response, express examination, first aid, acute condition relief, and emergency evacuation to a Healthcare Institution.
Repatriation
- Repatriation of the Insured Person to the country of permanent residence or citizenship in case of an unexpected disease or accident;
- Repatriation of mortal remains.
What is the price?
The price of the insurance certificate depends on:
Insurance plan you choose
Portion of the health services
The more health care is included the more expensive is the insurance certificate.
Education institution
All the universities require different insurance certificates. Confirm what exactly your insurance must include before buying a certificate.
The price of the insurance certificate amounts from 3 500 rub to 10 000 rub.